If you think the registered data are incorrect, you can use solid arguments to ask the creditor to rectify them.

If the creditor refuses to rectify the data, you can file a complaint to the Commission for the protection of privacy. The Commission will check whether the data were registered according to the rules of the Privacy Law, and if necessary it will start an investigation into the creditor.

The Commission will try to mediate between you and the creditor, but it cannot force the creditor to rectify or delete the data.

If the creditor refuses to delete or rectify the data, you can demand from the Central that beside the arrears, the reason for overdue payment is also mentioned. You can also have your objection to the registration registered.

Finally, you can also take your case to court.